About us

Long-term savings overview

Our long-term savings business is the group's major engine for growth, accounting for 73% of total net premiums written. Our strategy is to achieve profitable growth by providing customers with a wide choice of high quality products through a mix of distribution channels. We operate in a combination of mature and developing markets, which offer excellent opportunities for both short term and long−term growth.

Key market positions

• No 1: UK
• Top five: Netherlands, Ireland, Spain (bancassurance), Poland, Turkey, Lithuania, Singapore
• Top 10: France, Italy, Belgium, Romania, Australia, India
• Other significant businesses: United States, Germany, China

Fund management overview

We continue to develop our presence as a leading international fund manager, with worldwide assets under management of £273 billion. This in-house expertise aims to generate superior investment performance for shareholders, policyholders and third party institutional clients, and supports our long−term savings businesses by investing funds on their behalf.

Key market positions

• No 2: UK-based fund manager
• Top five: Ireland
• Other significant businesses: France, Netherlands, Australia (Navigator investment platform)

General insurance overview

Rigorous cost control, disciplined underwriting, excellent customer service and product innovation are at the core of our general insurance business. We aim to deliver high-quality sustainable earnings from market-leading positions in personal insurance and selected commercial lines. Our profitability gives us a solid platform to provide high-quality service, strengthen relationships with our customers and broaden our range of propositions.

Key market positions

• No 1: UK, Ireland
• No 2: Canada
• Top five: Netherlands
• Other significant business: France