Critical Illness Cover

Critical illness cover pays out a lump sum if you are diagnosed with a critical illness that meets our plan definition and then survive for at least 14 days. We only cover the critical illnesses we define in our plan and no others.

• Critical illness cover for 26 specified critical illnesses
• Pays out a cash lump sum if you're diagnosed with a specified illness and survive for at least 14 days
• Available as a stand-alone plan or you can take out life insurance with critical illness cover
• It's easy to sort out - just phone one of our advisers for a quote

Protecting your finances and lifestyle against critical illness

Critical illness cover pays out a lump sum if you are diagnosed with a critical illness that meets our plan definition and then survive for at least 14 days. We only cover the critical illnesses we define in our plan and no others.

How does the plan work?

• You pay regular monthly or yearly premiums and in return you get critical illness insurance cover for a fixed term.

• The plan has no cash-in value at any time. If we pay out after a claim, the plan will end.

• You can take out critical illness cover as a stand-alone plan. Alternatively, if you also need life cover, you can take out life insurance with critical illness cover. For more information about these plans, call us on 0800 404 6461.

• Find out more about how critical illness cover works.

What are the benefits?

• You can choose the amount of cover you want up to a maximum total of £500,000 - any other critical illness cover you may have with Norwich Union or another provider must be taken into account as you can't exceed £500,000 cover.

• A cash lump sum could make a big difference if you lose your income due to illness. It could help pay for everyday living expenses, treatment or necessary alterations to your home, or help pay off your mortgage. These are just a few examples of what the lump sum can help to cover.

• With a Norwich Union Critical Illness Plan you're covered for 26 specified critical illnesses.

• Our plan also includes free children's critical illness cover, to which some different conditions apply.

Things to think about

• We'll review the premium every five years, but guarantee that it will stay the same between reviews. If you take out life insurance with critical illness cover, you can also choose to take the guaranteed rates option.

• We want you to have the confidence that a claim would be paid under your plan, so it's important that the information you give us is clear and accurate.

• The plan has no cash-in value at any time, so if you stop paying your premiums before the end of the payment term, your plan and critical illness cover will end 30 days after the last premium was due and you'll get nothing back.

Other useful information

• Critical illness cover frequently asked questions
• Find out about our life insurance products

Choose a name you can trust

Norwich Union is one of the UK's leading providers of life and pensions products and is part of the Aviva Group, which serves around 45 million customers worldwide. When you choose an insurance plan with Norwich Union, you can be sure that you're in experienced hands. Our advisers will be able to answer your questions and help you apply, but they can only offer you advice on Norwich Union's insurance plans.

It's easy to apply

Applying for a Critical Illness Plan is easy - just call one of our advisers for a quote.

Call us on 0800 404 6461 (please quote reference 6687/3)* for a quote.

Any advice given will relate only to the products sold or marketed by Norwich Union.

* Lines are open Monday to Friday 8am - 9pm, Saturday 9am - 5pm and Sunday 10am - 4pm. Calls may be recorded and/or monitored.

WC05087 09/2008